WIND MITIGATION INSPECTION

Our comprehensive Wind Mitigation Inspection helps discover vulnerable areas of your home against hurricane and wind damage. Many homeowners’ insurance companies, especially in areas of frequent storms, like Florida, require Wind Mitigation Inspections to obtain or renew homeowners’ insurance. At Elite Property Inspectors, we ensure that your home’s wind-resistant features are thoroughly checked so that you can have peace of mind the next time strong winds threaten your home and safety.

This type of inspection is usually requested by insurance companies that use it as a tool to determine risk. They use a wind mitigation inspection form to assess the condition of the property. However, this inspection is also frequently requested by buyers and sellers who want to be at peace, knowing that there are no risks involved and no potential hazards hanging over their heads.

Signs you need a wind mitigation

Insurance Discounts

Identify safety issues

Change insurance

carrier

What is included in a wind mitigation?

Wind mitigation inspections focus on evaluating a property's vulnerability to wind damage, specifically from hurricanes and strong storms.

This examination covers various aspects of a home, including its roof, doors, windows, and overall construction, aiming to identify features that can mitigate potential wind-related risks.


During the inspection, we will identify:

  • The type of roof covers and the age of the roof

  • The type of roof decking

  • The lengths of the nails and their distance apart

  • The method used to attach the roof to the walls of the home (roof-to-wall connections)

  • The shape and slope of the roof

  • Any materials between the cover and decking that will absorb water

  • Openings on the roof of garage doors like sunroofs, windows, etc.  


Once the inspection is conducted and you get the report, it is essential that you act quickly and address the discovered issues, as well as comply with the listed recommendations. Elite Property Inspectors takes every task very seriously and will go the extra mile to meet your needs.

DETECT SMALL ISSUES BEFORE THEY BECOME BIG PROBLEMS

Why do I need a wind mitigation inspection?

Wind Mitigation Inspections are generally required when obtaining homeowners’ insurance in Florida and it helps you assess the home's resilience against hurricane-force winds, potentially reducing insurance costs and ensuring safety during storms

  • Protect Your Home: Assess your home’s wind-resistant features to ensure

    functionality and safety against hurricanes and strong winds.

  • Save Money: Homes with quality wind-resistant features often

    qualify for discounts on homeowners’ insurance premiums.

  • Enhance Property Value: Enhance your home's marketability

    by highlighting its resilience to severe weather.

  • Gain Peace of Mind: Fulfill your homeowners’ insurance requirements

    and gain peace of mind with this quick and efficient inspection.

How Much does a wind mitigation cost?

How much does a pool inspection cost?

The cost of a wind mitigation starts at $150 an a stand alone and an additional $50 when done with a home inspection.

However, before you go with the most affordable option, check if your potential inspector has passed the necessary training and if they are licensed to perform a wind mitigation inspection. Remember, the cheapest option is not always the best one.

Elite Property Inspectors takes pride in its transparent and affordable pricing. Our goal is to provide you with the service that is worth your money and that will leave you fully satisfied. So, feel free to check out the fees on our website.

Questions to Ask When Researching Home Inspectors.

How many inspections does your inspector schedule a day?

Our home inspectors complete one inspection per day to maintain focus and precision. Each inspection involves three main tasks: examining the home, communicating with the client, and preparing the report. Performing all three simultaneously on-site would compromise the quality of each task. Therefore, we do not complete the report on-site. Instead, our inspectors focus on your home and use equipment to conduct a thorough assessment.For most houses, we spend around three hours on the inspection. High-rise condominiums generally take less time since elements like the roof, exterior, structure, and shared areas are not part of the inspection. After inspecting, we spend another two to three hours documenting the findings. Including travel time, this fills a full day. Our inspectors do not perform evening inspections, as this is a full-time job, and they prioritize time at home with their families.Some companies handle two to three inspections in a day, which typically results in one to two hours spent at each property. Moving quickly between jobs can lead to missed issues, which may later become problems for the homeowner. Our approach ensures we examine each home carefully and completely.

How Many Reviews Does The Inspector Have?

Every home inspector and website claims to be the best. Many inspectors hesitate about reviews, but our inspectors approach them differently. Our goal from the start of each inspection is to make a strong impression on you. We focus on a process that is thorough, accurate, and rooted in professionalism. Our aim is for you to feel confident in our work, motivated to share your experience through a review. We recognize that inviting feedback places us in a position of accountability, but we value this openness. We encourage you to include a photo with your review, as it helps us demonstrate the authenticity of our client feedback.

Can I attend the Home Inspection?

Yes, we encourage clients to attend the home inspection. Attending allows you to observe the process, ask questions, and gain a better understanding of the property's condition. It is one thing to read a written report, but the real value is having the conversation about the issues in the home and discussing those issues with the home inspector when everything is right in front of you. It's an excellent opportunity to learn about maintenance and potential issues firsthand. If you cannot attend in person, you can still participate by scheduling a remote video walkthrough with our inspector. We aim to make the inspection process as transparent and informative as possible to ensure your peace of mind.

Does the Home Inspectors walk on Roofs?

Our inspectors in Panama City make every attempt to walk on a roof. Plain and simple, It’s just the best way to inspect it. Sometimes, however, this is not an option. Height, slope, snow, winds, and rain can make going on the roof dangerous. If the inspector cannot walk on the roof, we will take a series of high-resolution pictures from different angles so our inspectors can document the conditions. We have staff on hand with Remote Pilot Certificate Part 107 from the FAA. This is the certificate required for anyone using drones for commercial use. Our drones are equipped with a 4K camera which allows us to take the clearest shots available. If we cannot fly, we will send someone back when we are allowed to fly. We will do what we can to get the best pictures of the roof.

How Does the Inspector check the furnace?

When most inspectors just turn on the furnace, they see if it produces heat. Our home inspectors go quite a few steps further. The Testo-310 Combustion Analyzer (we use these on all furnaces) records the flue temperature, carbon monoxide, oxygen, and carbon dioxide going up the vent/flue. This unit will determine the exact efficiency of the furnace.
It is a strong indicator that the furnace needs to be tuned, repaired, or replaced when we get numbers outside our expected ranges. Most furnace replacements are in the $4,000 range so we want to do far more than just tell you the age, and the color of the flame.

Do You Use Thermal Imager?

Absolutely. This tool is designed for seeing temperature differentials between different objects. You might be thinking "soooo, what does that mean?" Let me tell you. This is the best way to scan a large areas to find water leaks and missing insulation. When water is present, it will evaporate. The water will absorb heat during the evaporation process and allow us to easily see where that water is located. We confirm, or deny the "suspected" water presence with a moisture meter.

Do You Test a Representative Sample of Outlets, Switches, Doors, and Windows?

This is one of my biggest pet peeves in our profession. This is in our state law that we must do at least one of the above items in each room and at least one of the above items on each exterior wall. But "representative sample is the BARE MINIMUM. The reason for this limitation being in our standards is to provide an excuse for not testing items behind a china cabinet. Taking a chance on damaging property is also not that smart. We will test every outlet, switch, window, and door that we can get to. I assure you that the one that we don't test is the one that will need to be repaired. And quite frankly, that is our job. To tell you the condition of your property. Nobody can see everything, neither can we. But that doesn't mean you should just ignore it and do the minimum. Be cautious if someone answers yes to the representative sample question.

Does the Inspector Provide Photos and Videos in the Report?

We are enter peoples homes, climb on their roofs, operate their furnaces, flow a lot of water, and walk around with tools in our pockets. Sometimes things happen. The inspector’s ladder may fall over and damage a car, he may have forgotten about the turning on the stove and walked away, or maybe turning on the water to the jetted tub and it overflowed. Thousands of dollars of damage can be done to a home. Who is going to pay for this if there is no insurance? It will be you. In the real estate contract, there is a clause that you are responsible for any and all damages to the property caused by the inspector. The State of Illinois does mandate that the home inspector carry a minimum of $100,000 General Liability insurance. We carry two million in coverage. Please make sure the person you hire is a professional and carries professional insurance like E&O and General Liability. Our home inspectors DO!

Does the Inspector Offer Follow-Up Consultation?

This is an item that truly makes us stand above all others. After our home inspectors performed the inspection and delivered the report, you will get a text/email to make an appointment with one of our seasoned home inspectors over Zoom. We have very experienced inspectors who focus their energy to dwell deeper into the report and have a good discussion about the issues found in a home. The problem that I found in our profession is that inspectors will give you a list of things wrong and let you ask questions on site for a very short period of time. That is a recipe for failure. Sometimes we have to schedule another appointment. This is where we will talk about the seriousness of an issue, offer options as to different methods of cures, and show you how to use some free cost estimating services to get cost to cure the issues. We won't tell you what to negotiate for. That is best left for the real estate agent. In real estate, "the principle" of something has no bearing. What does matter is how much leverage you have to negotiate. Example: if there are 5 other people who want to buy this house, you really don't have any leverage to negotiate. If the house has been on the market for many months with no offers, now you have quite a bit of leverage. This we don't know. But if we can help you understand the severity of the issue, cost to cure the issues and have some sort of a plan of what needs to be done right away; that should give you a lot of information to open a dialog with your agent as to what you want to negotiate for with the sellers of the home.

Does the Inspector Guarantee, or Warrantee Their Services?

As mentioned earlier, we carry Errors and Omissions (E&O) Insurance. To be perfectly transparent, this insurance protects the home inspector—not you. Filing a claim against an E&O policy typically requires initiating legal action against the inspection company. These policies include legal teams to defend inspectors, and in Illinois, case law has further solidified this protection. Three legal precedents allow home inspectors to limit their liability. The agreements you sign with most inspectors often cap liability to the fee paid (or double that fee). Courts have upheld these limits, reasoning that homebuyers have the option to hire specialists in each trade. When buyers choose to engage a single home inspector at a lower cost than multiple specialists, the courts have deemed it reasonable for liability to be limited.

That said, I want to provide you with additional assurance. We stand behind our work with a guarantee of up to $1,500 for 60 days following the inspection. This applies to items we’ve inspected and documented as acceptable. However, this guarantee does not cover hidden or concealed issues. Simply put, if we say something is acceptable, we guarantee it is.IMPORTANT: To activate this guarantee, you must select the warranty option before the report is delivered.We are proud to partner with Achosa Warranty Company, a service provider I cannot recommend highly enough. While many warranty companies avoid paying claims, Achosa is known for their fast, fair payouts. For comprehensive protection against potential issues, I strongly encourage you to consider purchasing a warranty from them. Their fees are affordable, and their service is exceptional. To qualify for our guarantee, you must select the free Achosa Warranty option. While purchasing the warranty is not required, Achosa will contact you to offer their services, and I believe you’ll find their coverage provides exceptional value.

Does the Inspector Use a Combustion Analyzer on the Gas Furnace?

When most inspectors turn on the furnace, they see if it produces heat. Our home inspectors in the Florida Panhandle go a few steps further. We use the Testo-310 Combustion Analyzer to record the temperature, carbon monoxide, oxygen, and carbon dioxide going up the vent/flue. This unit will determine the efficiency of the furnace. When there is a crack or hole in the heat exchanger, the system the recognizes the changes in the combustion gasses. These changes in combustion gasses usually indicate a new furnace is needed.

Does the Inspector Uses a Gas Detector on All Inspections?

Most home inspectors only use the gas detector when they smell gas. On every inspection our home inspectors in the Panhandle will use a gas detector to test the joints out in the open. We cannot check for pipes that are behind drywall, but we will at least check the pipes that are out in the open.

Does the Inspector Use a Black Light on Every Inspection?

I can’t tell you how many times we find urine from pets, or humans, around a house. You don’t know if you don’t look. So yes, our home inspectors in Panama City carry a black light to be used on every inspection.

How Many Windows Does theHome Inspector Test?

The State of Florida uses the term “Representative Sample”. This means one per room. Many inspectors only do the minimum of one per room. This is not acceptable for us. Windows are too expensive and in that each one needs to be tested and documented if it doesn’t work correctly. Naturally, there are limitations. If there is a china cabinet in front of the window, we will not move the cabinet. If we can reach it, we will open it.

How Many Outlets Does Inspector Test?

The State of Florida uses the term “Representative Sample”. This means one per room. Many inspectors only do the minimum of one per room. As this is not acceptable for us each outlet will be tested and documented. Improperly wired outlets can be dangerous and our report will indicate which are wired incorrectly.  Again, there are limitations. If there is furniture in front of the outlet, it will not be tested. If we can reach it, we will test it.

103 Palm Bay Blvd, Panama City Beach, FL 32408

Support

Chat with us

What's App

Social Media

Copyright© 2025 Elite Property Inspectors LLC - All Rights Reserved.