4-POINT
INSPECTION
Whether you want to raise the value of your property, seal the deal, get your home insured or secure the health and safety of your family, a 4-point inspection is the way to go! You can order it to check the condition of your property when applying for insurance and request a lower premium based on the findings. Elite Property Inspectors is on your side and will do their best to help you get a fair deal.
Our first-rate Elite Property Inspectors will guide you through the process every step of the way and you’ll feel reassured knowing that your home is in competent hands of genuinely experienced and highly qualified professionals.
Entrust your 4-point inspection to Elite Property Inspectors. We are here to provide you with expert opinion so that you know with certainty what is the course of action you should pursue. Our qualified experts will take all the necessary steps to cater to your needs and conduct a thorough and comprehensive inspection. This is what a 4-point inspection is all about: leaving nothing to chance and giving you the much-needed professional recommendations and reassurance regarding your home.
Why you need a 4-point inspection
Insurance Discount
Identify safety hazards
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What is included in a 4-Point Inspection?
Unlike a complete home inspection, a 4-point home inspection is a bare minimum that any house should undergo. The inspection process boils down to checking the four essential sources of hazard in any home and provides information about the extent of damage and repairs to the home.
A 4-point home inspection is designed to cover the 4 major aspects of every home.
Each 4-point inspection consists of:
Inspection of the roof
Inspection of the HVAC (heating, ventilation and air conditioning) system
Inspection of the electrical systems
Inspection of the plumbing system.
This type of inspection is usually requested by insurance companies that use it as a tool to determine risk. They use a 4-point inspection form to assess the condition of the property.
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Who Needs a 4-Point Inspection?
A 4-point inspection is recommended for home buyers and sellers alike. If you are thinking of putting the house on the market, a thorough pre-listing inspection of your Panama City home is the way to go.
If, on the other hand, you’re thinking of buying a home, you want to make absolutely certain that the home is worth the heavy investment and that it is, in fact, your dream house. This is especially true if you’re a first-time buyer, which is why the majority of prospective buyers of Panama City homes schedule an inspection before taking any other definitive steps.
As a buyer you need to know the following:
If your potential new home requires any repairs
Whether you can get a price reduction and
If you will be getting your money’s worth.
Last but not least, you’ll learn if there’s a major problem with the house that you want nothing to do with!
How Much does a 4-point inspection cost?
The cost of a 4-point inspection starts at $150.
In the city of Panama City, home inspections are in increasingly high demand. The cost of a 4-point inspection will depend on numerous factors, including the location and size of your property. Of course, when researching the best 4-point-inspection services near you, don’t just go with the cheapest option. Instead, take all the aspects into consideration and go with the service provider who won’t fail to deliver.
Elite Property Inspectors strives to offer competitive and transparent pricing. Our goal is to provide you with affordable services without compromising on their quality and efficiency.
How to prepare for a 4-Point Inspection
If you want your inspection to go smoothly, it’s good to prepare in advance and thus allow your inspector to perform the
inspection unhindered.
Here is how:
Leave the utilities connected. Make sure to leave your utilities on since the inspector will examine your plumbing, HVAC and electric.
Organize your home. Don’t forget to declutter your home a bit before the inspector’s visit. You don’t want to make their job harder by forcing them to jump over your boxes and huge furniture pieces.
Remove pets. If you have a pet, remember to find a place for your furry friend to stay while the inspection is being conducted. The inspector will need access to all your rooms, so you cannot simply close your pet in one of them.
Bullt List
Questions to Ask When Researching Home Inspectors.
Is a 4-Point Inspection mandatory when purchasing a home?
Not necessarily. When purchasing a home, it is standard to get a Full Home Inspection. However, in some areas, like Florida, it is required to get a 4-Point Inspection to obtain homeowners’ insurance on the home you are looking to purchase.
What systems does a 4-Point Inspection cover?
It focuses on four major systems of the home: roof, electrical, plumbing, and HVAC.
How long does a 4-Point Inspection take?
It typically takes one to two hours, depending on the property's size and system conditions. A Drone Roof Inspection compared to a traditional roof inspection can also alter the time it takes to complete the inspection.
Should I consider a 4-Point Inspection as a homeowner?
Absolutely, especially if you own an older home or are required to get routine inspections to renew homeowners' insurance. It helps identify potential safety concerns, supporting timely maintenance or upgrades. Talk with your local Elite Property Inspector to see how a 4-Point Inspection could be part of your routine Healthy Home Check.
Can a 4-Point Inspection affect my homeowners' insurance?
Yes, the findings can impact insurance rates. In some cases, you may qualify for insurance discounts or be able to negotiate lower insurance premiums.
How often should I schedule a 4-Point Inspection as a homeowner?
Every 3-5 years, when issues arise, or depending on the requirements of your homeowners’ insurance.
Is a 4-Point Inspection necessary before selling my home?
While not necessary, it can boost buyer confidence by disclosing your home's key systems' conditions upfront.
Who typically covers the cost of a 4-Point Inspection when selling a home?
The responsibility varies; it can be the seller, buyer, or part of negotiation in the real estate transaction.
What if the 4-Point Inspection reveals issues in my home when selling?
Sellers have options: make necessary repairs, offer buyer incentives, or disclose issues and sell "as-is" with transparency.
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